Always respect GetRequiredFee for wallet txs

src/wallet/wallet.cpp

@@ -2223,14 +2223,9 @@ CAmount CWallet::GetMinimumFee(unsigned int nTxBytes, unsigned int nConfirmTarge
     if (nFeeNeeded == 0) {
         int estimateFoundTarget = nConfirmTarget;
         nFeeNeeded = pool.estimateSmartFee(nConfirmTarget, &estimateFoundTarget).GetFee(nTxBytes);
-        // ... unless we don't have enough mempool data for our desired target
-        // so we make sure we're paying at least minTxFee
-        if (nFeeNeeded == 0 || (unsigned int)estimateFoundTarget > nConfirmTarget)
-            nFeeNeeded = std::max(nFeeNeeded, GetRequiredFee(nTxBytes));
-    }
-    // prevent user from paying a non-sense fee (like 1 satoshi): 0 < fee < minRelayFee
-    if (nFeeNeeded < ::minRelayTxFee.GetFee(nTxBytes))
-        nFeeNeeded = ::minRelayTxFee.GetFee(nTxBytes);
+    }
+    // prevent user from paying a fee below minRelayTxFee or minTxFee
+    nFeeNeeded = std::max(nFeeNeeded, GetRequiredFee(nTxBytes));
     // But always obey the maximum
     if (nFeeNeeded > maxTxFee)
         nFeeNeeded = maxTxFee;